How your beneficiaries will be paid

Learn how your beneficiary (or beneficiaries) will be paid after you die.


Beneficiary payments if you die before retiring

If you have a spouse and die before the earliest retirement age of 55, your spouse   may be eligible to receive a monthly pension or a lump-sum payment.
 

If you have a spouse and die after your earliest retirement age, but have not retired, your spouse is entitled to a monthly pension payment.

If you do not have a spouse and have other named beneficiaries, including your estate, they are eligible for a lump-sum payment if you die before you start receiving your pension.


Related content for how your beneficiaries will be paid

Choosing a pension option

Death and survivor benefits

Waiving spousal entitlement