Voluntary dental plan
WorkSafeBC offers a dental plan for all eligible retirees and inactive members. This is a voluntary dental plan and you are responsible for paying the full cost of the monthly premiums.
You have a one-time opportunity to join when you retire. If you do not apply when you retire, you will not be eligible to join the dental plan at a later date.
What the plan covers
The dental plan covers up to $1,500 of eligible dental services each calendar year and includes two sub-plans:
- Plan A (basic, preventive and restorative dental services)
- Plan B (major restorative services)
Under Plan A, you will be reimbursed for 80 per cent of the costs of basic, preventive and restorative dental services, including:
- Regular checkup services (recall exams, polishing and fluoride) once every nine months
- Preventive and restorative services (such as x-rays, fillings, extractions and root canals)
- Denture repairs
- Deep cleaning (scaling, root planing and gingival curettage)
Under Plan B, you will be reimbursed for 50 per cent of the costs of major restorative services recommended by a dentist, including:
- Porcelain and gold crowns
- Partial and full dentures
Monthly premiums and premium deductionsEffective October 1, 2018, eligible applicants who are either a retired or inactive member pay the following monthly premiums to join the dental plan:
- Single: $48.33
- Couple: $91.89
- Family: $139.10
The monthly premium is automatically deducted from your monthly pension payment. Your pension must be large enough to cover the monthly premium.
Premiums are deducted one month in advance of coverage. For example, premiums deducted in January are applied to February’s coverage. We will deduct two months of premiums from your first pension payment to cover the cost of the premiums for your first two months of dental coverage.
Premiums may be adjusted every year, effective October 1. You will be notified if there is a change in the monthly premium cost.
Eligibility and cancellation
You don't need to be a Canadian citizen or resident to be eligible to enrol in the voluntary dental plan. You are eligible for the voluntary dental plan even if you deferred your pension and did not retire directly from active employment to a pension.
If you enrol, you must participate for a minimum of 12 months before you can cancel. If you decide to cancel, you are not permitted to re-enrol in the dental plan.
How to enrol in the plan
Apply directly with WorkSafeBC People Services when you apply for your pension. You will receive an application form to complete and return.
If you are a deferred member and wish to join, contact WorkSafeBC People Services.
If you are retired and participating in the voluntary dental plan, WorkSafeBC will contact you by mail in late February 2019 to help transition your premium payment directly to Pacific Blue Cross (PBC). Starting July 1, 2019, PBC will withdraw dental premiums directly from your bank account or as a pre-authorized charge on your credit card at the beginning of each month (e.g., your premium for July will be withdrawn on July 1).