Receive credit for child-rearing

Earn credit for contributory service for the time you were off work to raise children.

Eligibility for child-rearing credit

Are you eligible?

You can apply for child-rearing credit if you:

  • Were an active plan member (or had existing service in the plan) before you took time off to raise a child
  • Quit work or took an employer-approved (full-time, unpaid) leave of absence specifically to raise a child under age seven
  • Did not contribute to a registered pension plan during the child-rearing time
  • Returned to work and began contributing to the plan again after the child-rearing period