Buying service for a leave
Learn about your options for buying service during or after a leave of absence.
Which leaves you can buy
A leave of absence is an employer-approved absence from work. It can include general and shared-cost leaves under a collective agreement or the Employment Standards Act (ESA).
- If you take an unpaid or partially paid leave, you can buy service for the time you were not contributing to the plan.
- If you take a leave with full pay (such as an approved group disability leave), you continue to earn service and do not need to buy it. It’s important to note you do not make pension contributions during this period.
Your cost and purchase options for buying a leave depend on whether your leave is ESA-approved.
- Family responsibility
- Compassionate care
- Critical illness or injury
- Leave respecting disappearance of a child
- Leave respecting death of a child
- Leave respecting domestic or sexual violence
- Jury duty
- Personal illness or injury
Only a person who gives birth can buy service for maternity leaves. Either parent can buy service for parental leaves. Any adoptive parent can buy service for adoption leaves.
Leaves not listed above, such as care and nurturing, self-funded, and personal (up to 10 days), are not covered by the ESA. These are referred to as “general” leaves. The kind of leave you take affects the purchase options you have when buying service.
Although this list is regularly updated, you should, consult your employer or the ESA for the most up-to-date leaves and information.